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Universal credit in the UK

Universal Credit in the UK is the system that the HMRC uses in making payments to individuals who are going through hardship in the UK.

That was why during this  hardship caused by COVID, a lot of individuals received support through the Universal Credit

Claim universal credit.

The covid has affected a lot of taxpayers’ income and perhaps claiming universal credit might be the only option.

Taxpayers could claim this support only if they are qualified to receive support.

The Chancellor in his speech has stated that most of the support for self-employed individuals would most likely come through to taxpayers by June 2020.

So, what happens if you really need the support now, the answer is claiming universal credit.

Universal credit



You must be eligible to be able to claim this relief, some of the conditions are

  • The individual must be on low income or out of work.
  • The taxpayer must be aged between 18 and65( State pension age). Although there are few exemptional cases 16 or 17 years taxpayers could also apply.
  • The taxpayer or partner must have less than £16,000 in savings.
  • Finally, you must reside in the UK.

Claiming universal credit

Creating a Universal credit account and making claim:

This account will be created online, you would need some information handy before applying.

Information such as driver’s license, passport, and all information that helps the revenue to identify you.

Also email address, phone number bank details, payslips/p60, etc.

To create a universal account kindly click.

Follow the step-by-step questions and create an account.

You would have to make a claim in 28 days.

If you are married or live with a partner, they must also apply and link the application together because you would be jointly assessed.

You would also need to call the Universal Credit helpline to book an interview with a work coach.

They can be the main issue now as the department of pension has confirmed that they are receiving exceptional high-volume calls and applications due to the pandemic.Universal credit


The Support and Changes to the way universal credits are claimed due to Covid-19.

The usual next step in the application process is to attend the job centre so that the individual case would be accessed.
However, the Department of Pension has announced that those affected by coronavirus will be able to apply for Universal Credit and can receive up to a month’s advance upfront without physically attending a jobcentre

They have however also stated that when the Convid 19 is over, they would then need to attend an interview in the Jobcentre.


If a taxpayer does not qualify for the universal credit, they can apply for other support out there such as the employment support allowance.

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